[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.maleja.cz\/dluzniku-v-republice-pribyva\/#Article","mainEntityOfPage":"https:\/\/www.maleja.cz\/dluzniku-v-republice-pribyva\/","headline":"Dlu\u017en\u00edk\u016f v republice p\u0159ib\u00fdv\u00e1","name":"Dlu\u017en\u00edk\u016f v republice p\u0159ib\u00fdv\u00e1","description":"V \u010cesk\u00e9 republice p\u0159ib\u00fdv\u00e1 lid\u00ed, kte\u0159\u00ed maj\u00ed dluhy.To by mo\u017en\u00e1 nebylo a\u017e tak zl\u00e9, m\u00edt dluhy je celkem norm\u00e1ln\u00ed, ale p\u0159ib\u00fdv\u00e1 lid\u00ed, kte\u0159\u00ed nejsou schopni … ","datePublished":"2025-02-28","dateModified":"2025-02-28","author":{"@type":"Person","@id":"https:\/\/www.maleja.cz\/author\/#Person","name":"","url":"https:\/\/www.maleja.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"maleja.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.maleja.cz\/wp-content\/uploads\/img_a304248_w2133_t1515275795.jpg","url":"https:\/\/www.maleja.cz\/wp-content\/uploads\/img_a304248_w2133_t1515275795.jpg","height":0,"width":0},"url":"https:\/\/www.maleja.cz\/dluzniku-v-republice-pribyva\/","wordCount":438,"articleBody":"V \u010cesk\u00e9 republice p\u0159ib\u00fdv\u00e1 lid\u00ed, kte\u0159\u00ed maj\u00ed dluhy.To by mo\u017en\u00e1 nebylo a\u017e tak zl\u00e9, m\u00edt dluhy je celkem norm\u00e1ln\u00ed, ale p\u0159ib\u00fdv\u00e1 lid\u00ed, kte\u0159\u00ed nejsou schopni sv\u00e9 dluhy spl\u00e1cet a to u\u017e je celkem v\u00e1\u017en\u00fd probl\u00e9m. Zvl\u00e1\u0161t\u011b, kdy\u017e dluhy rostou d\u00edky \u00farok\u016fm, kter\u00e9 mohou m\u00edt na finance lid\u00ed skute\u010dn\u011b devastuj\u00edc\u00ed vliv. Cel\u00e1 \u0159ada lid\u00ed se z dluh\u016f nikdy v \u017eivot\u011b nedok\u00e1\u017ee dostat, co\u017e je ur\u010dit\u011b hrozn\u00e9. M\u016f\u017eeme si \u0159\u00edct, \u017ee je to hodn\u011b o lidsk\u00e9 nezodpov\u011bdnosti. Sou\u010dasn\u00fd \u010dlov\u011bk chce uspokojen\u00ed sv\u00fdch pot\u0159eb hned. Nedok\u00e1\u017ee si po\u010dkat, nedok\u00e1\u017ee si na\u0161et\u0159it. Nezodpov\u011bdnost je ur\u010dit\u011b velmi v\u00e1\u017en\u00fd probl\u00e9m v t\u00e9to oblasti, ale drtiv\u00fd pod\u00edl na zoufal\u00e9m zadlu\u017eov\u00e1n\u00ed \u010desk\u00e9ho n\u00e1roda m\u00e1 tak\u00e9 velmi finan\u010dn\u00ed negramotnost. Lid\u00e9 prost\u011b hospoda\u0159it neum\u00ed, proto\u017ee je tomu nikdo nenau\u010dil. Proto je velmi d\u016fle\u017eit\u00e9, aby se lid\u00e9 zam\u011b\u0159ili na finan\u010dn\u00ed gramotnost –   Finan\u010dn\u00ed gramotnost posilovat ji\u017e od d\u011btstv\u00ed Posilovat finan\u010dn\u00ed gramotnost je rozhodn\u011b d\u016fle\u017eit\u00e9 u\u017e od sam\u00e9ho d\u011btstv\u00ed.Ano na \u0161kol\u00e1ch jsou realizov\u00e1ny r\u016fzn\u00e9 projekty a workshopy na t\u00e9ma finan\u010dn\u00ed gramotnosti, ale pokud s t\u00edm neza\u010dnou rodi\u010de doma, je to marnost nad marnost. Ano mil\u00ed rodi\u010dov\u00e9 z\u016fst\u00e1v\u00e1 to jen a jen na V\u00e1s. M\u016f\u017eete b\u00fdt velmi solventn\u00ed a dop\u0159\u00e1v\u00e1te sv\u00e9mu d\u00edt\u011bti v podstat\u011b cokoli, na\u010d si vzpomene. Jak si mysl\u00edte, \u017ee dok\u00e1\u017ee v \u017eivot\u011b obst\u00e1t. Uv\u011bdomte si, \u017ee i d\u00edt\u011b z velmi dob\u0159e situovan\u00e9 rodiny pot\u0159ebuje za\u017e\u00edt alespo\u0148 trochu lehk\u00e9 str\u00e1d\u00e1n\u00ed, kdy\u017e si \u0161et\u0159\u00ed na n\u011bco, po \u010dem tou\u017e\u00ed, m\u011blo by zn\u00e1t hodnotu pen\u011bz, m\u011blo by si za\u017e\u00edt je\u0161t\u011b ve studentsk\u00e9m v\u011bku, jak je obt\u00ed\u017en\u00e9 si vyd\u011blat pen\u00edze. Nen\u00ed rozhodn\u011b v\u00fdchovn\u00e9 za\u0159\u00eddit, aby se d\u00edt\u011b m\u011blo dob\u0159e. Je v\u00fdchovn\u00e9 za\u0159\u00eddit, aby d\u00edt\u011b m\u011blo optim\u00e1ln\u00ed podm\u00ednky k r\u016fstu. Samoz\u0159ejm\u011b jin\u00fd probl\u00e9m jsou zase lid\u00e9 soci\u00e1ln\u011b slab\u0161\u00ed. Pokud nemus\u00edte, nenastavujte d\u00edt\u011bti p\u0159\u00edli\u0161 spart\u00e1nsk\u00e9 podm\u00ednky, abyste v n\u011bm neprobudili touhu vlastnit za ka\u017edou cenu v\u011bci, kter\u00e9 si jako d\u00edt\u011b musel up\u00edrat. Vychov\u00e1vat d\u011bti k finan\u010dn\u00ed zodpov\u011bdnosti je n\u00e1ro\u010dn\u00e9, ale je to d\u016fle\u017eit\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dlu\u017en\u00edk\u016f v republice p\u0159ib\u00fdv\u00e1","item":"https:\/\/www.maleja.cz\/dluzniku-v-republice-pribyva\/#breadcrumbitem"}]}]